If you are driving with a rideshare company like Uber, and using your personal car for commercial work, this may create an unexpected gap in your auto coverage. Here’s how that can happen:
- There’s a good chance your personal auto policy excludes coverage when you’re logged into a rideshare company’s app as available to accept rides.
- The rideshare company’s full commercial liability coverage probably doesn’t begin until you accept a ride.
So, while you’re waiting to be matched with your next rider, there’s a good chance you’re only covered by a rideshare company’s limited liability coverage. This often covers medical expenses and damage you cause to others if an accident is your fault — but won’t typically cover damage to you or your car.
With Farmers Rideshare, you can fill this gap when you’re logged into the rideshare company’s app but haven’t accepted a ride.
Tips on What to Do When Your Engine Overheats
Steve Schreck and Drew Conkling know why excessive heat can ruin an engine — and a road trip.
They provide tips on what to do when your car overheats and suggest basic car maintenance that can help prevent your car from overheating.