Introducing the Farmers® Rewards Visa® Cards


Apply for the Farmers Rewards Visa and Visa Signature® cards and watch your rewards add up quickly. Once you become a cardholder, you'll start enjoying exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.

When you use the Farmers Rewards Visa, you earn:

3X Points

for $1 spent on Farmers Products1.

0% intro APR

for 12 months from account opening on all purchases made with your Farmers Rewards Visa Credit Card. After that, purchase APR of 13.24%, 17.24%, or 20.24%3.

3X Points

3X Points

for $1 spent on Gas Stations1.

3,000 Bonus Points

After you spend $500 in purchases with your Farmers Rewards Visa outside of Farmers within the first 90 days of account opening2.

3X Points

3X Points

for $1 spent on Home Improvement stores1.

1,000 Points

Annual thank you bonus4.

3X Points

for $1 spent on Farmers Products1.

0% intro APR

for 12 months from account opening on all purchases made with your Farmers Rewards Visa Credit Card. After that, purchase APR of 13.24%, 17.24%, or 20.24%3.

3X Points

3X Points

for $1 spent on Gas Stations1.

3,000 Bonus Points

After you spend $500 in purchases with your Farmers Rewards Visa outside of Farmers within the first 90 days of account opening2.

3X Points

3X Points

for $1 spent on Home Improvement stores1.

1,000 Points

Annual thank you bonus4.

Cardholders enjoy all these benefits, plus no annual fee5!


You will be directed to Comenity's Bank site

1. 3x points equals 3 points per dollar spent on farmers products, at gas stations, and at home improvement stores. Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Bank does not have the ability to control assignment of merchant codes.   This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/farmersrewardsvisa.

2. Bonus earnings may take up to 30 days or two billing cycles to add to your account. Valid one time only. Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Bank does not have the ability to control assignment of merchant codes.  Qualifying transactions do not include using your account for Account Assure Pro, balance transfers, cash advances or using any checks that access your account. Bonus of 3,000 points will be awarded to new cardholder accounts. To qualify and receive your bonus points you must make purchases outside of Farmers totaling $500 or more within the first 90 days of account opening. To be eligible for this bonus offer, account must be open and in not in default at the time of fulfillment. This onetime bonus offer is valid only for first time Farmers Rewards Visa Signature and Visa cardholders with new account.

3. 0% introductory Purchase APR for 12 months. After that your standard variable Purchase A P R will be 13.24%, 17.24%, or 20.24% based on Prime Rate and your creditworthiness. Balance Transfer and Cash Advance APR of 22.24%., based on Prime Rate. Balance Transfer Fee of the greater of $10 or 5% of the amount of the balance transfer. Cash Advance Fee of the greater of $10 or 5% of the amount of the cash advance. Convenience Check Fee as the greater of $10 or 5% of the amount of the convenience check. Foreign Transaction Fee of 3% of each transaction in U. S. dollars. Minimum interest charge is $2.00 per credit plan.

4. Earnings may take up to two business cycles or 30 days of anniversary date to add to your account. Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards program. Maximum of 1,000 points.

5. Click Here for important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

Farmers Rewards Visa Credit Card Accounts are issued by Comenity Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.