New Hampshire Insurance Discounts

Learn all about the different ways Farmers helps you save on great auto insurance in New Hampshire.

Discounts for the Family

Discounts for the Family
Distant Student – Parents save on auto insurance when their child attends school at least 100 miles away from the home and doesn’t have regular access to the covered car.

Multi-Car – Cover more than one vehicle under the same Farmers auto insurance policy and earn a rate discount.


Planning Ahead Discounts

Planning Ahead Discounts
Transfer – Switch your coverage from another provider to Farmers to earn this additional premium discount.

Homeowner – Policyholders who own their home are eligible for a discount on their premium.


Classroom Discounts

Classroom Discounts
Good Student – Students who keep their grades up in school are eligible for a discount on their auto insurance. This discount applies to any of the following:
  • High school students with at least a “B” average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or on recognized standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – New Hampshirites over 55 can take a state-approved driver training course for discounted auto insurance rates.


Defensive Driving Discounts

Defensive Driving Discounts
Antilock Brakes – A discount for vehicles with factory-installed 4-wheel Anti-Lock Brake System (ABS). Especially important in New Hampshire, ABS helps you control your car when braking quickly, particularly on slick or snowy terrain.

Passive Restraint - Factory-installed safety features like automatic seatbelts and airbags help to protect you in an accident and can keep your auto insurance rates down.

Safe driver – Safe drivers are an insurance company’s best friend. So we reward great, loyal drivers without any major convictions or at –fault accidents with discounts.

Claims Free – Earn a safe driving discount if you have no claims for an extended period of time.

Anti-Theft – Car alarms and tracking devices that locate a stolen car aren’t just excellent precautionary measures to take. They’re also another reason for Farmers to discount your policy further.


Do you qualify for a multi-policy discount?

Find value and convenience with multiple insurance policies from Farmers®.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

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