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Q:I'm about to buy my first home and figuring out the insurance coverage I want. I have lot of jewelry and collectibles. Are my valuables covered under a homeowners policy?

A:The short answer to your question is yes. However, one of the biggest mistakes consumers can make is to assume all your valuables will be covered automatically. You may have to add some items separately to your policy.

- Douglas Bolerjack, a Farmers Insurance® agent based in Columbia, Missouri.

Find the answer and read more about coverage for valuables