Motorcycle Insurance Discounts

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Ways to Save on Motorcycle Insurance

In addition to our specialized coverage options, Farmers offers a variety of discounts to help you get even more for your money, and your motorcycle. Qualify and you can save by having multiple insurance policies besides your Motorcycle insurance with Farmers, switching to Farmers from another insurance carrier, or even by taking a motorcycle safety course.

See our full list of Motorcycle discounts below, and talk to a Farmers agent today to explore your eligibility.

Farmers available Motorcycle insurance discounts:

  • Multi-policy (having another Farmers policy)
  • Multi-unit
  • Prior insurance
  • Affinity group
  • Preferred operator
  • Renewal discount for maintaining continuous coverage
  • Safety course
  • Airbag equipped
  • Anti-lock brake equipped

Even more ways to keep your money in your wallet

Annual Policies

Lock in your rates for a year to increase your savings. Plus, enjoy year-round coverage with no lay-up period. Many carriers only provide seasonal Motorcycle coverage, but with Farmers, if there's a beautiful winter day when the road is calling, go ahead and get out there. No extra phone calls, no hassles!

Rewards for responsible riders

All Motorcycle policies are not the same. Farmers offers several special features for responsible riders:

  • A First Accident Waiver program waives the premium surcharge on the first motorcycle accident for loyal customers with a good driving record.

  • Additional Medical Payments coverage is available for riders using a DOT-approved helmet.

  • A $500 deductible waiver on Other Than Collision coverage is available for motorcycles with an approved stolen vehicle recovery system installed, including LoJack® systems. For more information on LoJack systems, or where to find a dealer near you, visit opens in new window

Find a Farmers agent near you to learn more about any of our Motorcycle insurance discounts, to see which discounts you qualify for, or to get a quote.