Earthquake Preparation

No one can predict when an earthquake may strike, but you can be proactive and be prepared with an action plan.

How to Build an Earthquake Action Plan

As an insurance company (and not a crack team of seismologists and geologists) we don’t know when and where the next earthquake will hit. But what we do know at Farmers is the importance of safety and preparedness.

So here are some important steps to build your own Earthquake Action Plan.

Prepare – Building Your Earthquake Action Plan

The only way to be ready for the unexpected is to prepare ahead of time. That’s why it’s important to have an Earthquake Action Plan in place for you, your family, and your business. It’s especially important if you live in earthquake zones like California, Oregon, and Washington.

  1. Talk to your friends and family, and decide on a place to meet if you’re separated after an earthquake.
  2. Make an emergency communication plan in case cell towers or phone lines are down. You can also ask a relative or friend outside your area to be your contact.
  3. Locate a safe place in every room of your home, and discuss with your family the safest places to be during an earthquake. Remember, if you’re:
    • Inside, get under something heavy like a sturdy table or against an inside wall and cover your head.
    • Outside, stay away from buildings and get out into the open.
    • In your car, stop and stay in your seat. If you’re stopped near a building or under an overpass, try to safely move away from them.
  4. Store first aid kits anywhere you spend a lot of time (home, car, work, etc.).
  5. Pack plenty of batteries, flashlights, and bottles of water to prepare for power outages and water shortages. Read our suggestions for a Family Emergency Kit to see what else you should keep on hand.
  6. Review your home’s important systems (electrical, gas, water, etc.) and know how to operate them or shut them off in an emergency.
  7. Know your earthquake insurance options and eligibility.

Although they’re somewhat rare occurrences, earthquakes are still incredibly scary, overwhelming, and unpredictable forces of nature. But with some knowledge and preparation, we can mitigate risks and keep ourselves and our families safe from disaster.

Learn more about Earthquakes and your insurance options.


Download a PDF - Reducing Earthquake Risk

Preparation and Safety Tips