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Utah Insurance
Discounts
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Farmers Auto and Home Insurance Discounts in Utah

Auto Insurance Discounts

From Salt Lake City to St. George and everywhere in between, Farmers smart Auto discounts protect Utah drivers for less. Learn about the different ways Farmers helps you save on great auto insurance in Utah.

  • Discounts for the Family

    • Bundle Discounts - Cover your important investments and you may save at the same time when you bundle your Farmers Auto policy with any of the following Farmers policies:

                 - Home

                 - Renters

                 - Mobile Home / Specialty Dwelling

                 - Farmers Specialty (Motorcycle, boat, motor home, etc.)

                 - Life

    • Business and Professional Group - Employees or retirees from approved occupation groups may be eligible for additional rate discounts. Contact us to see if you qualify.
    • Distant Student - Save on your policy if you’re a single licensed driver under 23, who goes to school at least 100 miles away from home and doesn’t regularly use the covered car.
    • Multi-Car - Cover more than one vehicle on your Farmers Auto policy to earn this rate discount.
    • Teen Driver - Save when you add your teen child or grandchild to your policy, as long as it’s been in force for at least 2 years.
    • Youthful Driver - Earn this discount when you add your child or grandchild (under 25) to your policy.
  • Planning Ahead Discounts

    • Alternative Fuel - If you drive a hybrid, electric, natural gas, or other new alternative fuel car, Farmers can lower your rate with this special discount.
    • Early Shopping - Get a Farmers Auto quote at least 7 days before your new policy goes into effect, and as long as you have no lapse in coverage, we’ll discount your rate.
    • Electronic Funds Transfer (EFT) - Pay your premium with Farmers automatic EFT, and receive this additional discount.
    • Homeowner - Own your home in Utah and earn this additional rate discount.
    • Pay In Full - Pay your entire term premium in one lump sum, and we’ll reduce your rates.
    • Transfer - Switch your auto coverage to Farmers, from another approved carrier, and we’ll drop your rates with this discount.
  • Classroom Discounts

    • Good Student - Earn this extra rate discount when you do well in school. Qualify for this discount if any of the following apply:

                 - High school student with at least a "B" average

                 - College student with a 3.0 (out of 4.0) grade point average or higher

                 - Dean's List or Honor Roll student

                 - Student ranked in the top 20% of their class or in the top 20% in national standardized tests

    Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

    • Mature Driver - Drivers 55 and older in Utah can lower their insurance rates even further when they take and complete a state-approved Safe Driver Program. This discount lasts 3 years after completing the course, so if you’ve done so recently, please let us know!

Homeowner Insurance Discounts

All across the Beehive State, Farmers smart discounts protect Utah homes for less. See how Farmers makes you smarter to lower your home insurance costs in Utah.

  • Discounts for the Household

    • Affinity -  What if just being yourself could save you money for the rest of your life? The Affinity discount is renewable and for retirees or members of certain professional groups. Talk to a Farmers agent to learn more.
    • Bundle Discounts - Thinking about adding a Farmers Home, Auto and/or Life policy? Bundling policies may earn you savings with a discount for your premium!
  • Home Upkeep Discounts

    • Home Renovation - Get a renewable and reoccurring discount on your insurance if you’ve made any new upgrades on your home’s heating and electrical, or plumbing systems.
    • New Home - Having a new home means more savings with this Farmers reward. And the discount could repeat for several years!
    • New Roof - Save on your insurance if your roof was built or re-built in the past 6 years.
    • UL Approved Roofing Materials  -  Asphalt and fiberglass shingles approved by Underwriters Laboratories are more resilient against weather, keeping repair costs at bay. Another smart choice for one more Farmers discount.
  • Home Safety Discounts

    • Home Safety - Qualifications include safety and energy-efficient features like: fortified windows and walls, automatic water leek or gas valve shut offs, or ENERGY STAR, LEED, or EPA certifications.
    • Protective Devices - Do you have a fire alarm, security system, and/or internal sprinkler system? Take it from us, or from an additional discount, smart doesn’t have to be complicated.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.