Things to consider when selecting Renters insurance coverage

1. Estimate a dollar amount for your belongings

   You'll need insurance coverage to replace your personal belongings if they are stolen, damaged or ruined. To assign a value to your personal property, start by taking a home inventory.

   Your personal property would include all of your home's contents like your clothing, furniture, small appliances, electronics and more.

   Many people make the mistake of underestimating the value of their personal property. Considering the amount of new items we purchase each year, it's easy to fail to identify all your belongings. You can periodically review your Renters insurance with a Farmers agent to make sure all your valuables and personal items are covered.

2. Coverage for your assets

   What if someone were injured in your home? What if your dog bites someone?

   Don't leave yourself financially exposed if you are sued. Make sure you purchase enough liability coverage to protect the things you've worked so hard for.

   Contact a Farmers agent today to discuss how much Renters insurance is appropriate for your particular circumstances.

Here are a few situations where having Renters insurance could benefit you:

• Someone breaks into your residence and steals your computer
• Your neighbor falls asleep while smoking and starts a fire that causes damage to your personal property
• Your new plasma TV is destroyed when a stopped toilet overflows in an upstairs bathroom
• A visitor trips and falls in your apartment and sustains injuries
• Your building catches on fire, your apartment is severely damaged and you cannot live there

Get a Renters insurance quote to see some affordable options that could help protect you and your home.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.