Go Paperless and Help Prevent Identity Theft
Most of us think about identity thieves as some dark figure sitting behind a computer, hacking our online accounts, stealing our passwords, and wringing their hands menacingly all the while. But what if you didn’t know that identity thieves are real people, who use all kinds of brazen methods to physically get at your personal information too?
- “Dumpster diving” identity thieves go through your trash to look for papers with personal information. Super gross, but true!
- Some thieves file a change of address form at the Post Office and divert your billing statements to another location. So it may not be a good thing if you suddenly stop getting bills.
- Old-fashioned methods like stealing your papers from your mailbox or from your purse work just as well too.
You can lower your chances of becoming a victim of these felonious attempts by going paperless! It makes managing your accounts easier, safer, and hey, with all the paper you save you’ll be eco-friendly too. So go ahead and slap that “Go Green” bumper sticker on your hybrid with even more confidence!
Of course, doing business online or over the phone comes with a few dangers as well. Stay alert for suspicious callers and fishy e-mails (no, that Nigerian Prince is not going to wire you one hundred thousand dollars…sorry). And whatever system you prefer, always monitor your bank and credit accounts closely.
Personal property coverage from your Homeowners policy could protect things stolen from your car, too! Make sure you’re protected from car thieves.
Most identity thefts start with a cracked password, so choose your passwords carefully and don’t share them.
Thorny bushes planted under a window can help deter burglars.
Protect your home with a burglar alarm and you may be eligible for Homeowners insurance discounts, and sleep better at night! Learn ways to guard your home.
Protect yourself from the 1 in 7 U.S. drivers that are totally uninsured, with uninsured motorist coverage.