We cover direct, sudden and accidental physical losses that aren't specifically excluded in your policy, like:
Liability coverage is an important part of your insurance package and also comes standard with a Mobile or Manufactured Home policy through Farmers. It covers you if you're found legally responsible for an accident that causes injury or property damage to someone who doesn't live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage, as well as legal counsel for you and legal cost reimbursement if you're sued.
These important coverages are automatically included in your Mobile or Manufactured Home policy:
Farmers offers important optional coverages that let you customize your policy. Some coverages may be subject to company approval or may not be available in all states. These are a few of the most popular coverage options:
Policy discounts vary by state and chances are one or more will apply to your policy. Please contact a Farmers agent to see what specific discounts are available in your area.
Agreed Loss Settlement: If your home is destroyed by an insured loss, you get the full amount of insurance shown on your Declarations Page for your home, minus any applicable deductible. No hassles, no arguments.
Optional Replacement Cost: Purchase optional Replacement Cost Coverage and get a settlement that reflects the cost to replace the damaged items with new property at today's prices. With this optional coverage you can receive up to 120% of the insured amount, if needed, to replace your home. (Not available in all states.)
To customize a Mobile Home insurance quote for your specific needs, contact a local Farmers agent today.
This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.