Your Farmers agent can determine if you are eligible for discounts by asking a few questions. Contact a Farmers agent today to ask about all the ways you can save!
We cover most direct, sudden and accidental physical losses that aren't specifically excluded in your policy.
"Perils" (fire, explosion, lightning, windstorm and hail damage) which are specifically named in your policy, are covered, subject to policy exclusions and conditions.
Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.
If the property is destroyed by an insured loss, you receive the full amount of agreed upon insurance for your home (minus any applicable deductible). No hassles.
This covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects the age and condition of your home.
You can receive an additional 25% of the insured amount, to replace your home. (Not available in all states.)
This provides coverage if you're found legally responsible for an accident that causes injury to someone on the rental premises or causes property damage.
This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.