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Earthquake InsuranceMost home insurance policies do not cover Earthquake
insurance or earth movement. However, earthquake coverage
is an available coverage in most states. Find out the facts, and
then see your Farmers agent for earthquake insurance.

Learn more

Does Your Policy Cover Earthquakes?

The Facts:

  • Rates for Earthquake insurance can vary significantly.
  • In earthquake prone areas, the cost of this insurance is relatively high. In other areas, it is relatively inexpensive.
  • In California, Earthquake insurance is handled by an independent organization.
  • In California, California Earthquake Authority (CEA) coverage is available through your Farmers agent.

There is no way to predict exactly when or where an earthquake will occur. Seismologists can say that numerous minor to moderate earthquakes will be felt in the United States in the next year or two and that a major one will occur within the next 25 years. However, no one can say exactly where or when these quakes will happen. Therefore, if you live in earthquake country, you must be prepared.

Earthquake Safety Tips and Information

For more information on Earthquake insurance, contact a local Farmers agent today.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.