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Smarter Auto Insurance Discounts in Connecticut
Discounts for the Family
- Bundle Discounts - Combine your Farmers Auto policy with any of the following Farmers policies to cover your important investments, and you may save with multi-policy discounts:
- Mobile Home / Specialty Dwelling
- Farmers Specialty (Motorcycle, boat, motor home, etc.)
- Business and Professional Group - Farmers offers unique discounts to approved occupational groups in Connecticut to bring their employees, retirees, and members better rates. Contact Us to see if you qualify.
- Distant Student - Earn this discount if your child (22 or younger) goes to school at least 100 miles away from your home, and doesn’t have regular access to the covered car.
- On Your Own- Reduce your premium rate if you are under the age of 25 and become the Primary Named Insured your own new policy after being on your parent’s policy for at least 12 months.
- Multi-Car - Cover more than one car under the same Farmers Auto policy and save.
- Safe Driver- Earn this discount if you have a clean driving record with no accidents or incidents.
- Shared Family Car – Reduce your premium rate when you have a driver (age 20 or younger) and more active drivers than vehicles in the household.
- Youthful Driver - Reduce your premium rate when you add your unmarried child or grandchild (25 or younger) to your policy. To qualify, they must have a valid driver’s license and your policy must be in force for at least 1 year. This discount will not apply if the child/grandchild was disclosed as the result of a claim with the company.
Planning Ahead Discounts
- Alternative Fuel - Save on your Auto insurance and on your gas budget when you drive a hybrid, electric, or other alternative fuel car.
- Early Shopping - If you get a quote at least 7 days before your new Farmers Auto policy goes into effect, you may get a better rate with this discount.
- Electronic Funds Transfer (EFT) - Select EFT as your premium payment method, and we’ll lower your rates.
- Paperless – Enroll in Paperless and we’ll lower your rates.
- Good Payer – Make all your premium payments on time with no late fees for 12 months and we’ll lower your rates.
- Homeowner - As the name implies, if you own your home, you may be eligible for this additional discount.
- Pay In Full - Lower your rates if you decide to pay your full-term premium with one lump sum.
- Good Student - Students under 25 can lower their auto insurance rates when they do well in school. The Good Student Discount applies to any of the following:
- High school student with at least a "B" average
- College student with a 3.0 (out of 4.0) grade point average or higher
- Dean's List or Honor Roll student
- Student ranked in the top 20% of their class or in the top 20% in national standardized tests
Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.
- Mature Driver - Senior Connecticut Drivers, 60 and older, can complete a state-approved Accident Prevention Course for a discount on their auto insurance. If you’ve taken this course in the past 2 years, please let us know!
You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.