What to do in case of an accident

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  1. Be aware of your personal safety and that of others at the accident scene. Check for injuries and call 911, if needed.
  2. Warn other drivers to prevent further damage. Turn on your flashers and set flares, if available. Signal with flashlight at night.
  3. Notify the police. Many times a passing driver or bystander will do this for you.
  4. Gather the facts. Get the names of witnesses, along with other pertinent information like driver's license and phone numbers, accident scene and vehicle damage photos, insurance information and vehicle descriptions.
  5. Be careful what you say - an investigation may later show you were not responsible for the accident.
  6. Report the accident to proper authorities. Each state has its own requirements for such reports. Know and comply with your state's law.
  7. Contact us as soon as possible 24-hours a day at (800) 435-7764. For assistance para español, llame al (877) RECLAMO.

See policy for actual coverage language.