Tips for Buying or Leasing a Car

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There's more to buying a car than picking the paint color and upholstery. That's the fun part. Truth is, buying a car is a major purchase, and if you're financing your car with an auto loan, it's a significant financial commitment that will impact your finances for years to come.

Whether you're buying or leasing, there are important insurance considerations to take into account. Depending on your lease, you may be required to purchase more coverage than you might have if you were buying the vehicle. Also, some cars are simply more expensive to insure than others, whether because of safety records, theft statistics, or even how you plan to use the vehicle.

If you're considering several models and can't decide, your Farmers agent can help you make an informed decision. Contact them for coverage price comparisons for the models you're interested in. A higher -- or lower -- insurance coverage premium may make the decision for you!

Before you commit to buying a new car, be sure to do your research. Some makes and models of cars, particularly those with excellent safety, theft loss or accident records, can be less expensive to insure. Use the pulldown menu below to find out the Best Insurance Values for the car size of your choice.

Best Insurance Values by Safety Rating


1Source: Insurance Institute for Highway Safety, Top Safety Picks 2012. The Institute rates vehicles good, acceptable, marginal, or poor based on performance in high-speed front and side crash tests plus evaluations of seat/head restraints for protection against neck injuries in rear impacts.
For customers interested in Auto, Home and Life insurance, we offer Farmers FastQuote*, a quick, convenient free online quote tool. For your convenience, your quote will include contact information for a Farmers agent near you. Of course, for more detailed quotes, including information on available discounts and other Farmers programs, you can contact a local Farmers agent at any time.

*FastQuote online quotes not available in NY, NJ, CT, RI, MA, ME, NH, VT, PA, MD, DE, WV, KY, NC, SC, GA, FL, MS, LA and the District of Columbia.