Farmers® Owner’s Package helps you take the guesswork out of finding the coverage you want for your store by offering comprehensive coverage you can tailor to meet your insurance needs. To gain a better understanding of Farmers’ key insurance offerings, review specific coverage types with your Farmers agent.
Business Insurance 101
As a owner, you know that the opportunities that come with ownership are also coupled with significant risk. Let Farmers introduce you to the different types of business insurance best suited for your business needs.
Business Property Insurance
Insurance coverage for your store to help you cover costs to repair or replace damaged assets such as inventory, fixtures, cash registers and computers in the event of fire, windstorms, hail or vandalism.
Business Liability Insurance
Insurance coverage for your store against financial losses resulting from customer claims of injury or damage to their property caused by you, your employees, or products or services you provide. This could include a slip and fall accident on your premises.
Business Crime Insurance
Insurance coverage for your store to help you with losses resulting from wrongdoing like forgery and inventory or equipment robbery.
Business Auto Insurance
Insurance that provides coverage against losses from injuries to other drivers, passengers and pedestrians caused by you or your employees, as well as coverage for the vehicles owned or leased and used for your business. Hired and/or Non-Owned Auto Insurance covers bodily injury and property damage liability. Non-Owned Auto provides coverage if an employee is involved in a car accident while driving a personal vehicle on behalf of your store, while Hired Auto is needed in the event that you rent a vehicle for business purposes.
Workers’ Compensation Insurance
Insurance coverage for your work-related injuries and illnesses your employees may sustain as a result of their employment at your store.
Protect the future of your store from a devastating unforeseen event with coverage that goes above and beyond basic business liability insurance limits.