Coverage Listing for Restaurant Owners

Farmers^® Restaurant Owner’s Package helps you take the guesswork out of finding the coverage you want for your restaurant by offering comprehensive coverage you can tailor to meet the specific needs of your restaurant. To gain a better understanding of Farmers’ key insurance offerings, contact your local Farmers agent to review specific coverage types.

Farmers Restaurant Owner’s Package
Farmers Restaurant Owner’s Package offers coverage designed to address the core challenges that your restaurant may face.
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Business Insurance 101
As a restaurant owner, you know that the opportunities that come with ownership are also coupled with significant risk. Let your Farmers agent introduce you to the different types of business insurance best suited for your business needs.
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Business Property Insurance
Insurance coverage for your restaurant to help you cover costs to repair or replace damaged assets like fixtures, furniture and equipment when disasters such as fire, windstorms, hail or vandalism strike.
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Business Liability Insurance
Insurance coverage for your restaurant against financial losses resulting from diner claims of injury, illness or property damage caused by you or your employees. This could include a slip and fall accident at the restaurant, or a customer claim of illness caused by spoiled food that was served to customers.
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Business Crime Insurance
Insurance coverage for your restaurant to help you with losses resulting from wrongdoing like theft, forgery or robbery by a third party.
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Business Auto Insurance
Insurance coverage for the vehicles owned or leased and used for your restaurant, as well as coverage against losses from injuries to others caused by you and your employees. Hired and/or Non-Owned Auto Insurance, a type of Business Auto Insurance, covers bodily injury and property damage liability. Non-Owned Auto will provide protection if an employee is involved in a car accident while driving a personal vehicle on restaurant-related business, while Hired Auto is needed in case you rent a vehicle for use in your business.
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Workers’ Compensation Insurance
Insurance coverage for the job-related illnesses and injuries sustained by your employees as a result of their employment at your restaurant.
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Umbrella Coverage
Protect the future of your restaurant from a devastating unforeseen event with coverage that goes above and beyond basic business liability insurance limits.
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