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With over 80 years of experience providing insurance coverage for business owners, Farmers understands the specific needs of those who own restaurants.
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Farmers Restaurant Owner's Package
From food spoilage caused by equipment breakdown, to employee or customer injuries onsite, you need to know you have the coverage you want when the unexpected happens. Farmers Restaurant Owner’s Package enables you to choose tailored coverage to meet your insurance needs.
Coverage Highlights
Worker's Compensation
Business Property
Business Liability
Accidents and illnesses involving your employees may happen even in the safest, most code-compliant kitchens and dining rooms. We offer Workers’ Compensation insurance for your restaurant so you are prepared when those accidents and illnesses occur.
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Insurance coverage for your restaurant for the unexpected occurrences that may cause damage to your building or restaurant equipment, whether it is a windstorm, hail or other unexpected event.
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Insurance coverage for your restaurant in case of accidents, mistakes or injuries that may occur at your restaurant. This may include a customer’s claim of a broken tooth or that he or she became ill because the food served at your restaurant was spoiled or tainted.
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See all the elements of the Farmers Restaurant Owner's policy
Coverage Features
- Food Borne Illness
- Obtain coverage for the loss of income due to an announcement of food contamination at your restaurant or a franchise restaurant like yours.
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- Spoilage
- Obtain coverage to replace food that spoiled because of equipment breakdown or a power outage.
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