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Understanding Coverage for
 Business Owners

With over 80 years of experience providing insurance coverage for business owners, Farmers understands the specific needs of hospitality industry proprietors.
Products »Business Insurance »Understanding Coverage

Farmers  Business Owner’s Package

From slip and fall accidents involving customers in the lobby, to a fire that damages a unit and injures a customer, you need to know you have the coverage you want when the unexpected happens. Farmers  Business Owner’s Package enables you to choose tailored coverage to meet your insurance needs.
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Coverage Highlights

Business Property
Business Liability
Business Crime
Make sure you have insurance coverage for your business no matter what’s around the corner. Whether it is a fire, hail or other unexpected event, we can help you protect your property and valuable equipment such as bedding, refrigeration units, washing machines, or televisions.
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Insurance coverage for your business in case of accidents, mistakes or injuries that may occur on your premises, including a slip and fall.
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Insurance coverage to help you with losses resulting from wrongdoing like theft, vandalism or robbery by a third party.
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See all elements of the Farmers  Business Owner’s Package 

Coverage Features

Building Coverage
Obtain coverage to help you cover costs to rebuild quickly in case a fire or windstorm damages or destroys your lodging facility.
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Guests’ Property Coverage
Obtain coverage for your legal liability if your guests’ property is lost or damaged while on your premises.
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Fine Arts Coverage
Obtain coverage to help you cover costs to replace any paintings or statues owned by your hotel if they are stolen or damaged by a fire, windstorm, or other unexpected event.
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Garagekeepers Coverage
Obtain coverage for any damage done to customers’ vehicles that are left with your hotel’s valet parking service.
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Don't forget about your personal coverage