Farmers Business Owner's Package can be designed for the challenges and opportunities that business owners often face. Connect with a Farmer’s agent to help you further tailor your Farmers Business Owner's Package or request a Quote.The key business coverage that an business owner should consider:
Business Property Insurance covers your building location, as well as the contents inside including inventory, equipment and tools, and valuable papers and records.
More detail on business property insurance.
Business Liability Insurance can help you protect your business from losses due to a slip and fall accident on your premises, or if a technician makes an error while servicing a customer’s vehicle.
More detail on business liability insurance.
Business Crime Insurance provides coverage for your losses if one of your employees steals monies, securities or other property from you.
More detail on business crime insurance.
Business Auto Insurance offers coverage for your business against losses from injuries to others caused by you and your employees whether your shop’s or your employee’s personal vehicles are involved. Non-Owned Auto helps provide coverage for your business when technicians test drive customer vehicles after a service appointment, while Garagekeepers Liability covers damages to customers’ vehicles that are being held and worked on at your business.
More detail on business auto insurance.
Workers’ Compensation Insurance provides coverage for employee illnesses or injuries suffered by your employees resulting from hazards or accidents that may occur in the workplace. With Workers’ Compensation Insurance, Farmers can help you identify potential workplace hazards and educate employees on how to reduce on-the-job injury.
More detail on worker's compensation insurance.
Umbrella Coverage provides coverage for your business above and beyond basic business liability insurance limits for general liability, auto and employer’s liability, offering up to $10 million over and above your existing business liability policy.
More detail on umbrella coverage.