This glossary:

• Is intended to give common, nontechnical definitions for basic insurance terms. It does not provide the reader with policy, legal or contractual definitions; Farmers® specific acronyms; or terminology which is unique to the Farmers companies.
  
  
• Is not intended to be all-inclusive. More detailed glossaries of insurance terms are available on the market and through the Internet.
  
  
• Lists terms and acronyms alphabetically; the acronyms appear before the actual terms under each respective letter of the alphabet.
  
  
• Recognizes that insurance terms are subject to change due to legal decisions, new policy forms and coverages, and the ever-changing business environment; therefore, definitions may change without notice.