Why you need Renters Insurance
Just because you rent, doesn't mean your possessions
aren't worth protecting. You may think your couch, coffee table, sweaters, shoes,
coats, TV, VCR and CD player aren't worth a lot but those items all add up.
That's one of many reasons why you need Renters Insurance.
Renters Coverage
Farmers
Renters Insurance policy covers personal property, subject to the policy limits.
Your property is covered anywhere in the world - if your clothing is stolen
while you're on vacation, you're covered. But there are special policy limits
for your jewelry, watches, furs, silverware, firearms, computers and rugs or
carpets made outside the U.S. For a complete list, please check with your Farmers
agent.
Typically, you are protected if your property is damaged
as a result of theft, fire
vandalism, riot or civil unrest, etc.
Personal Liability
Renters Insurance covers you against damages
arising from bodily injury and property damage, for which you are legally responsible.
Coverage is available for liability resulting from the use of your premise (including
swimming pools), the acts of your pets, and unintentional acts by you and qualified
family members.
Calculating how much Renters Insurance you need
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