It depends on the deductible

How much deductible should you carry on your auto insurance?

The Farmers auto deductible calculator can help you decide what the right deductible is for your situation.

Remember: The higher the deductible, the lower the premium - but the more you'll pay out of pocket in case of a claim. The lower the deductible, the higher the premium - but the less you'll pay if you have an insured claim.

The calculator is only a starting point for evaluating the deductible you should consider carrying on your auto insurance. Before you make a final decision, discuss it with your Farmers agent.