Sometimes even good dogs bite. And when they do, you can be held liable. The Insurance Institute estimates that up to one-third of homeowner liability claims are for dog attacks.

What to do

	Make sure the injured person gets prompt medical attention.
	Exchange names, addresses and phone numbers.
	Tell the person who was bitten to save medical receipts. Assure them that your Farmers agent will contact them.
	Call your Farmers agent. Provide the information about the incident, the name and phone number of the victim and have your policy number on hand.