Business Liability Insurance

Anyone who enters your   can file a claim or lawsuit against you for accidents, mistakes or injuries involving you or your employees. To help you stand strong through challenging situations, Farmers Business Liability Insurance provides insurance coverage that addresses the cost of legal damages and claims up to the policy limits selected. Farmers offers fast, professional claims handling and some of the best, personalized service in the business. We also offer business-based programs and helpful information on how to promote safety in the workplace that prevent incidents from recurring and/or mitigate potential future losses.

• Barbers and Beauticians Professional Liability Coverage covers losses related to a technician error at your shop or salon that causes harm or injury to a client. (Beauty and Barber)
• Premises and Operations Coverage covers damages you would be obligated to pay for accidents, such as a slip and fall that may happen on your property.
• Products and Completed Operations Coverage covers damages if a client complains of illness or loss caused by a product you sold or service you provided.
• Personal and Advertising Injury Liability Coverage covers claims by employees or customers that their injuries were caused by your negligence, as well as claims by anyone, including competitors, that you have stated false information about their store operations and practices in an advertisement.
• Medical Payments Coverage covers costs for ambulance services, first aid and any other necessary medical services in the event of an accident, no matter who’s at fault.
• Employment Practices Liability Coverage provides insurance coverage to protect your business entity, directors, officers and employees if you are accused of wrongful termination, harassment, and other employment-related offenses.
• Employee Benefits Liability Coverage covers errors or incorrect information you may give an employee regarding their benefits program.

Connect with a Farmers agent who has experience working with business owners and select from a wide range of coverage options you can tailor for your individual business insurance needs.