Farmers Owner’s Package can be designed for the challenges and opportunities that store owners often face. Connect with a Farmer’s agent to help you further tailor your Farmers Owner’s Package or Request a Quote.The key business coverage that owners should consider:
Business Property Insurance covers your store location and the contents inside, including equipment, fixtures, inventory, and valuable papers and records.
More detail on business property insurance.
Business Liability Insurance can help you protect your from losses due to customer claims of injury, including a slip and fall accident on your premises.
More detail on business liability insurance.
Business Crime Insurance provides coverage for your if one of your employees steals monies, securities or other property from you.
More detail on business crime insurance.
Business Auto Insurance offers coverage for your store against losses from injuries to other drivers, passengers and pedestrians caused by you or your employees whether the vehicle involved belongs to your store or to one of your employees.
More detail on business auto insurance.
Workers’ Compensation Insurance provides coverage for work-related injuries or illnesses suffered by your employees resulting from hazards or accidents that may occur in the workplace. With Workers’ Compensation Insurance, Farmers can help you identify potential workplace hazards and educate employees on how to reduce on-the-job injury.
More detail on worker's compensation insurance.
Umbrella Coverage offers up to $10 million over and above your existing business liability policy, providing coverage for your store above and beyond basic business liability insurance limits for general, auto and employer’s liability.
More detail on umbrella coverage.