Business Insurance 101
As a business owner, you know the opportunities that come with business ownership are also coupled with significant risk. Learn more about the different types of business insurance available to best suit your business needs.
Business Property Insurance
Insurance coverage for your business to help you cover costs to repair or replace damaged assets like bedding, fixtures, computers, and equipment if your facility is hit by a fire, windstorm, hail or vandalism.
Business Liability Insurance
Insurance coverage for your business against financial losses resulting from guests’ claims of injury or property damage that may occur at your facility, including slip and fall accidents.
Business Crime Insurance
Insurance coverage for your business to help you with losses resulting from wrongdoing like theft, forgery and inventory or equipment robbery.
Business Auto Insurance
Insurance coverage against losses from injuries to other drivers, passengers and pedestrians caused by you or your employees, and coverage for the vehicles owned or leased and used for your business. Hired and/or Non-Owned Auto Insurance covers bodily injury and property damage liability. Non-Owned Auto provides coverage if an employee gets into a car accident while driving his or her own vehicle for business purposes, while Hired Auto is needed in the event that you rent a vehicle for business purposes.
Workers’ Compensation Insurance
Insurance coverage for your employees’ injuries and illnesses that occur as a result of their employment at your lodging facility.
Protect the future of your lodging facility from a devastating unforeseen event with coverage that goes above and beyond basic business liability insurance limits.