Business Liability Insurance

Anyone who comes into your apartment building can file a claim or lawsuit against you for accidents, mistakes or injuries involving you or your employees. Farmers Business Liability Insurance can help you stand strong through challenging situations by providing insurance coverage that addresses the cost of claims and legal damages up to the policy limits selected. Farmers offers some of the best, personalized service in the business and fast, professional claims handling. We also offer business-based programs and helpful information on how to promote safety in the workplace that prevent incidents from recurring and/or mitigate potential future losses.

Many Farmers Liability Insurance features are available for your apartment complex:

• Premises and Operations Coverage covers medical or other charges for any accidents that may happen on your property, such as a slip and fall.
• Personal and Advertising Injury Liability Coverage covers claims by anyone, such as a competitor, that you have stated false information about their operations or management practices in an advertisement, or claims by an employee or customer that their injuries were caused by your negligence.
• Medical Payments Coverage covers first aid and any other, necessary medical services and ambulance service in the event of an accident, no matter who’s at fault.
• Pollution Liability provides coverage for a number of pollution risks associated with construction projects, including the accidental release of chemical or toxic gases from a broken pipeline.
• Employment Practices Liability provides insurance coverage for your business entity, directors, officers and employees if you are accused of wrongful termination, harassment, discrimination, and other employment-related offenses.
• Employee Benefits Liability covers errors or incorrect information you may give regarding an employee’s benefits program.

Connect with a Farmers agent who has experience in working with business owners and select from a wide range of coverage options that you can tailor for your individual insurance needs.