What do I need to know about investments?

Preparing for Retirement

Your Farmers agent offers a variety of retirement options to meet your needs, including IRAs and nonqualified annuities. Farmers Individual Retirement Accounts (IRAs) retirement plans will help you maximize retirement savings without compromising safety.*

There is a heavy price to pay for waiting too long to establish a well-considered retirement program. Now is the time to discuss your retirement goals.

•	The difference between Traditional IRAs and Roth IRAs
•	Roth IRAs
•	Traditional IRAs
•	Employer-sponsored pension programs
•	Farmers Tax-Sheltered Annuity

*Annuities issued by Farmers New World Life Insurance Company, 3003 77th Ave., SE, Mercer Island, WA 98040-2890.

Please contact your Farmers agent for more information.

Form# FNWL020008

Saving for retirement

No matter what your age, it's a good idea to put aside money on a regular basis. And if you're wondering when to start preparing for retirement, the answer is today!

At Farmers we offer many services to help you prepare for your retirement - from IRAs to Mutual Funds and Variable Annuities* to Life insurance.

Helpful Tools:

•	Do you know what your Social Security benefits will be?
•	Which is better: Traditional IRAs or Roth IRAs?
•	Are there any advantages to transferring money to a Roth IRA?
•	How much will your money grow in a Roth IRA?
•	How much will your money grow in a Traditional IRA?
•	How much Life Insurance will you need at retirement?

* These investments involve risk and should be reviewed in conjunction with a current prospectus, which may be obtained from a Registered Representative of Farmers Financial Solutions, LLC.

Variable products, Life insurance, and annuity products are issued by Farmers New World Life Insurance Company:
3003 77th Ave., S.E., Mercer Island, WA 98040-2890.

Form# FNWL020007